Whether you’re buying your first home or your dream home, our mortgage experts are focused on finding the best mortgage for you.We're committed to working with you in whatever way you prefer, by offering both the latest technology, the personal service we're known for, and innovative loan solutions that are as diverse as our Members: Rates are subject to change. New and Used auto interest rates change over time, but you can access current rates anytime online through UW Credit Union. Rates are subject to change. The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Learn More, Apply NowEstimate Your Loan Compare Loans View Rates. Get to know our mortgage team members in and around Madison, and in the Greater Milwaukee area. We are here to help make owning your home a reality. Friendly guidance - Get the support you need in person, online and over the phone. Rate discounts do not apply to current UFCU loans. Summit on the other hand keeps their mortgages in-house. See why homebuyers in Madison, Milwaukee and beyond choose UW Credit Union for a better home loan experience. Almost everyone I've talked to says they sell their mortgages to places like Wells Fargo (ditto with their student loans ... mine got sold to nelnet). The main reason to take out a home equity loan is that it offers a cheaper way of borrowing cash than an unsecured personal loan. To help serve you quickly, please follow our streamlined loan process: Submit your mortgage loan refinance application online. Featured Rate loans have 30-day rate lock periods for purchase money only. Check loan rates for Autos, Motorcycle, RVs, Boats, and Powersports. Make Yourself at Home. I've been with UWCU for years and love them. Explore the ways you can make your home work for you. Find your perfect home with University of Wisconsin Credit Union. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. ; Check out our current rates (our online application is currently undergoing maintenance. Adjustable Rate Loans – APR and payment amount may increase after consummation. Also Available: 10 Year Fixed, 20 Year Fixed, 3/1 ARM, 5/1 ARM, 7/1 ARM, 15/15 ARM. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. Discover where you can find UW Credit Union branches in the state of Wisconsin and get access to a full list of available ATMs. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apply online or log in to continue an application. ; Easy rate quotes - Compare loan options for your unique situation. Mortgage Loan Calculator. Skip to … Monthly payment and interest rate remain constant for the life of the loan. Home Loans Application Center . Enable Javascript in your browser for a better experience. All rights reserved. Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time. **Rates & APR Featured Rate loans have 30-day rate lock periods for purchase money only. You can even determine the impact of any principal prepayments! Contact UW Credit Union by phone, email or secure message in Web Branch. Have questions or need help? Make Yourself at Home. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. A Mortgage That Gives You More. Meet with a State Bank of Cross Plains Mortgage Lender to get pre-approved. Plus, check out special offers for low closing costs and more. These rates do not apply to loans of $100,000 or more. Mortgage Rates Due to recent events in lending markets GreenState Mortgage is experiencing an unprecedented level of calls and inquiries about mortgage transactions. The only thing I am leery of is their mortgages. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. Learn More, Special financing programs for moderate incomes. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. Learn more about refinancing your existing home or discover ways you can use your home equity to pay for other expenses, from remodeling your home to paying for college to consolidating debt. UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. In addition to offering competitive wages, comprehensive benefits and numerous growth opportunities, we make sure each employee feels valued, respected and engaged. 3 Investor's Indexed Money Market dividends are earned on all days with a balance of $10,000 or more. 30-year fixed-rate home loans, with options available with and without Private Mortgage Insurance (PMI). See rates page for additional details. Use this calculator to generate an estimated amortization schedule for your current mortgage. Discover the benefits of working with one of Wisconsin's top lenders: 1 Local team - We keep the process seamless and are here when you need us. Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. For loan amounts of $100,000 or more, please call (512) 498-CARS (2277) for current rates and terms. Take the first step by c ontact ing a loan officer by phone or email, or call us at 800-533-6773.Spanish-speaking loan officers are available. Our team is here for you. Press the "Report" button for a full yearly or monthly amortization schedule. Try our free rate quote tool to estimate your loan. Steady fixed payments for the life of the loan. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Term restrictions may apply. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Workers CU Massachusetts offers adjustable, low interest rates on mortgages, consumer loans, auto loans and business loans, including CD and money market. You may encounter longer than average wait times when calling or delayed responses to email inquiries. Fixed-Rate Mortgages. Student Loan interest rates change over time, but you can access current rates anytime online through UW Credit Union. Featured Rate loans have 30-day rate lock periods for purchase money only. Discover the benefits of working with one of Wisconsin's top lenders: 1 Local team - We keep the process seamless and are here when you need us. You want the payment to remain the same throughout the life of the loan. We know purchasing a home is a big decision, whether you're a seasoned homeowner or a first-time buyer. to pay for other expenses, from remodeling your home to paying for college to consolidating debt. Already a homeowner? * Rates & APR (annual percentage rate). Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. *APR is annual percentage rate. Returning applicant? Interest rate is fixed for a set number of years before rate adjustments may occur based on the terms. When you open an account, you become a member of UW Credit Union. Learn More, Buy an undeveloped parcel of land. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. ¹APR= Annual Percentage Rate. Log in to continue your home loan application. ; Online applications - Fill out an online application for your preapproval, home loan or refinance. It’s the quickest way to start the homebuying process and see how much house you can afford. The housing market moves fast, and when you find a home you love, you should be ready … See what other tools UW Credit Union can provide for you today! Learn More, Fixed-rate financing for up to six properties. The eligible new rate is that day's regular certificate rate for the same term and minimum balance. Rates are determined by your personal credit history, loan term, account relationship, and payment method. Our Lowest Closing Cost Commitment allows you to get a great deal on closing costs. UW Credit Union is an ideal place to build your career. ; Fast application - Apply online for your preapproval, home loan or refinance. UW Credit Union provides daily updates on mortgage rates on the mortgage web center page. Borrowing $10,000 at 5.44% accrues $2,447.82 in interest during 4 years in school and the 6-month grace period, resulting in 5.28% APR. Learn More. Residents in the Madison and Milwaukee area, get a fixed-rate mortgage from a top Wisconsin Lender, UW Credit Union. Apply online to get preapproved for your home loan. Rates are effective {currentdate}. Due to low rates, many homeowners are refinancing. Product only and are subject to change at any time ) 497-4640 for assistance ) seasoned homeowner or home. Help make owning your home to paying for college to consolidating debt our helpful mortgage,! Center page a home loan process easy and stress free low rates, homeowners. Higher rates but lower monthly payments around Madison, and Powersports, we to! 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